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FOMC · July 30, 2025 · 14:00 ET

FOMC Rate Decision

Released

FOMC Rate Decision was released on July 30, 2025 (14:00 ET): Target Range Upper came in at 4.5%, vs 4.5% prior.

Metric Prior Actual
Target Range Upper 4.5% 4.5%
Target Range Lower 4.25% 4.25%

About FOMC Rate Decision: release schedule & how to read it →

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What the statement says

FOMC holds the federal funds rate target range at 4-1/4 to 4-1/2 percent; two members dissent and prefer a 25-basis-point cut

  • Maintains the federal funds rate target range at 4-1/4 to 4-1/2 percent, with no change.
  • Continues reducing its holdings of Treasury securities, agency debt, and agency mortgage-backed securities.
  • Inflation "remains somewhat elevated"; the Committee's longer-run inflation objective is 2 percent.
  • Two members—Michelle W. Bowman and Christopher J. Waller—voted against the action, preferring to lower the target range by 1/4 percentage point at this meeting.
  • The Committee will carefully assess incoming data, the evolving outlook, and the balance of risks in determining the extent and timing of any additional adjustments to the target range.

AI-generated summary of the official text. The official statement is authoritative. Not investment advice.

Figures as published by the official source, which is authoritative. Not investment advice.